Case Studies

Mortgage lenders and financial service companies have been implementing KFI processes since the FSA regulations came into place in 2004 but, many are faced with legacy systems that are only partly automated and not integrated with other back office business processes.

With Linkfield Technology’s key-facts.com ^TM, Mortgage Lenders and Brokers are finding added value to their automated business processes, ensured of compliance and are saving time and resources.

Read more about some of our featured clients in the case studies below.

		Affirmative Finance - Key Facts Illustrations System “Having Linksfield’s platform underpinning our KFI offering is proving a phenomenal success,” says Gary Lederberg, Director at Affirmative Finance. “Our brokers can create KFI’s online securely and whenever they need to. We’ve empowered them to create illustrations for their customers immediately. Our Admin team then uses the data keyed by the broker to formulate an Offer Letter in a third of the time it used to take us. Our legal team has preapproved the tem- plates and parameters for our compliance so we all know that when an Offer Letter is pre- sented, it’s 100% accurate and 100% compliant. It’s allowed us to focus more on getting customers their regulated mortgage loans faster and with better customer service.” Full Article (PDF)
		Cheval Property Finance - Key Facts Illustrations System Updated Case Study Lending institutions that provide Intermediaries, or brokers,with cost effective and convenient solutions for Key Facts Illustration (KFI) compliance can have the leading edge in a competitive market. The burden on financial lenders to provide KFIs came into effect in UK law on ‘Mortgage Day’ 1st November 2004, leaving many businesses to develop costly and cumbersome processes for capturing the required information. Full Article (PDF)
		United Trust Bank Case Study - Bridging Portal United Trust Bank (UTB) helps many homeowners and property developers every year with short term bridging loans for residential property. By introducing a new online portal aimed at borrowers as well as the increasing number of mortgage brokers and IFAs seeking residential short-term bridging loans for their clients, UTB is one of the few companies in the UK to offer applications for both regulated and nonregulated loans through an online environment. UTB turned to Linksfield Technologies to build a Bridging Portal – a secure web portal that provides brokers with Key Facts Illustrations and documentation, accurate indicative offers and APRs—with decisions n principle within minutes. Full Article (PDF)